VANGUARD ADVICE INITIATIVE

Vanguard, in partnership with Financial Engines, will be sending a free, independent and personalized evaluation report of your Money Purchase Plan and Trust portfolio. Specifically, the report will show how much income your portfolio will generate in retirement and make suggestions as to how you may be able to do better.

S.U.B. FUND CHANGE

Travelers who are referred out on or after March 2, 2020 and subsequently meet the $1,200 eligibility requirements of the Plan will be permitted to receive only the same S.U.B. Fund benefits that are offered to Local 697 members and participants.