QUOTES FOR THE MONTH OF NOVEMBER

It’s election time in the United States of America. That’s worth celebrating! Remember, participating in elections is one of our primary freedoms. It is also a right, a responsibility, a privilege and a requisite to being an engaged citizen.

So, without further ado, here are three quotes by three former Presidents concerning voting.

“The ignorance of one voter in a democracy impairs the security of all.”

John F. Kennedy

“Democracy cannot succeed unless those who express their choice are prepared to choose wisely. Ther Real safeguard of democracy, therefore, is education. “

Franklin D. Roosevelt

“We do not have government by the majority. We have government by the majority who participate.”

Thomas Jefferson

Speaking of responsibility, if you:

➢ Have not completed and sent back to the Fund Office the 2025 Health Care Fund Information Form that was mailed out to all Health and Benefit Fund participants last September, do so now.

➢ Did not work sufficient hours within the third calendar quarter of 2024, your shortage of hours payment is due no later than 12:30 P.M. on Tuesday, December 31st, 2024. Mark that date and time on your calendar.

➢ Have moved, were just married, or divorced, have had a new born, have a dependent that just obtained their own insurance coverage for the first time or have a dependent that changed insurance coverage, AND have not informed the Fund Office of such things, you need to so right away.

Q U O T E S F O R T H E H O L I D A Y S E A S O N

“Christmas can’t be bought from a store. Maybe Christmas means a little bit more.”

Dr. Seuss

“I am grateful for what I am and have. My Thanksgiving is perpetual.”

Henry David Thoreau

“Last year’s words belong to last year’s language. And next year’s words await another voice.”

T.S. Eliot

REMINDERS

1. Moises (Mo) Flores, an Empower Retirement Plan Advisor (RPA), will be conducting another round of in-person, one-on-one reviews of your DC Plan investments as they relate to your age and retirement goals on Monday, December 16th, 2024. If you are curious, interested or concerned about your future retirement, click the link below and get on Mo’s calendar.

https://ibew-local697.empowermytime.com/#/

2. All shortage of hours payments for continued coverage within the first calendar quarter of 2025 are due no later than 12:30 P.M. on Tuesday, December 31st, 2024.

3. As previously communicated, Effective January 1, 2024, the Board of Trustees will be providing all retired, disabled, surviving beneficiaries, and as permitted by the language of their individual Qualified Domestic Relations Order, ex-spouses, who are on the Pension rolls as of December 31st, 2024, and who are eligible to receive a Pension benefit as of January 1, 2025, a one-time supplemental monthly benefit payment - also referred to as a “13th check” – in the same amount as their monthly benefit for the month of December 2024.

4. Read your SPD’s. Those documents contain everything you need to know about what you are entitled to receive and how each Plan works.

WE ARE MORE THAN HALFWAY THROUGH THE YEAR
ON THE BRIGHT SIDE………IT’S STILL SUMMER!

QUOTES TO CONTEMPLATE FOR THE MONTH OF AUGUST

“Lively up yourself, and don’t be no drag”

Bob Marley

“Summer night – even the stars are whispering to each other”

Kobayashi Issa

SPACE IS STILL AVAILABLE!

Attention all Apprentices, Journeypersons, and Early Retirees
If you are interested in learning the “ins and outs” of your Health and Benefit Plan
Make certain to reserve your space at either of the September 14th or September 28th
Gatherings in the Union Hall
Those meetings will begin at 6:00 P.M. on both those two Thursdays
Spouses are Welcome
To reserve your spot, call the Fund Office at: 219-940-6181.

NEED SOME SUMMER READING? CLICK THE NEWSLETTER TAB.

3rd CALENDAR QUARTER – SHORTAGE OF HOURS

PAYMENT REMINDER

Shortage of hours payments for Health and Benefit Fund coverage in the third calendar quarter of 2023 are due at the Benefit Fund office no later than 4:30 P.M. on Friday, June 30th. As always, the rules as it relates to participants with a HRA balance large enough to cover their full shortage of hours payment are in effect. (Hey, we got your back!)

For those that do not have sufficient enough HRA balances to cover the full shortage of hours payment, but wish to utilize some or all of their HRA benefit to offset a portion of your shortage of hours payment, make certain that:

  • You make that election within the Create portal at least fourteen days in advance of the aforementioned due date and,
  • Your balance payment arrives at the Fund Office well in advance of 4:30 P.M. on Friday, June 30th.

THE 2023 SUMMER NEWSLETTER IS OUT!

It contains some very important information that each MPP&T participant needs to know as well as the dates and times of September’s Health & Benefit Plan educational meetings.

To access that information, and the rest of the Summer 2023 newsletter, click on the newsletter tab of this site.

QUOTE OF THE MONTH OF JUNE 2023

“If you can’t tell what you desperately need, it’s probably sleep.”

Kevin Kelly

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Serving electrical professionals since 1964

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Healthcare

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Pension

Retirement types, benefits, claims and appeals, and FAQ
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Plan P

Qualification criteria, benefits, and plan information

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Sub Fund

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