VANGUARD ADVICE INITIATIVE

Vanguard, in partnership with Financial Engines, will be sending a free, independent and personalized evaluation report of your Money Purchase Plan and Trust portfolio. Specifically, the report will show how much income your portfolio will generate in retirement and make suggestions as to how you may be able to do better.

S.U.B. FUND CHANGE

Travelers who are referred out on or after March 2, 2020 and subsequently meet the $1,200 eligibility requirements of the Plan will be permitted to receive only the same S.U.B. Fund benefits that are offered to Local 697 members and participants.

MONEY PURCHASE PLAN AND TRUST REMINDER

Many participants erroneously think that once they retire or stop working for a Local 697 signatory employer, they must withdraw their Money Purchase Plan and Trust account. Since 2019, this has not been true. Participants can keep their Money Purchase Plan and Trust accounts within the group Plan for as long as they like, including after the age that the law requires minimum distributions to be made.