QUOTES FOR THE MONTH OF NOVEMBER

"Be ashamed to die until you have won some victory for humanity"

- Horace Mann

“Choice, not chance, determines your destiny”

- Aristotle

ATTENTION, MEDICARE ELIGIBLE PARTICIPANTS!

YES, YOU HEARD RIGHT. YOUR MEDICARE ADVANTAGE PLAN IS CHANGING. AND NO, YOU CAN’T IGNORE IT.

Starting January 1, 2026, your coverage will be provided through Anthem instead of UnitedHealthcare. To help you understand this transition and get comfortable with your new plan, you’re invited to attend an in-person meeting to learn about the new Plan on:

📅 Tuesday, November 4, 2025

🕙 10:00 A.M. or 1:00 P.M.

RSVP Required by October 31, 2025

Please RSVP no later than October 31, 2025, to confirm your attendance.

📞 RetireeFirst

Local: (219) 220-4037 (TTY 711)

Toll-Free: (844) 617-5747 (TTY 711)

🕗 Monday–Friday, 8:00 A.M.–5:00 P.M. CDT

ONE STEP BEFORE THE NEW YEAR THAT MAKES A BIG DIFFERENCE

December 31 at 12 PM isn’t just a deadline—it’s your opportunity. It’s the moment to turn any Q3 shortfall of hours into full coverage for the first quarter of 2026. Miss it, and you might feel a twinge of regret (or more)—and COBRA will likely be the only backup plan. But make your shortage-of-hours payment by noon on December 31, 2025, and you’ll secure coverage for the first calendar quarter and peace of mind for you and your family. Simple, smart, and stress-free. Think of it as turning “oops” into “all set.”

WE ARE MORE THAN HALFWAY THROUGH THE YEAR
ON THE BRIGHT SIDE………IT’S STILL SUMMER!

QUOTES TO CONTEMPLATE FOR THE MONTH OF AUGUST

“Lively up yourself, and don’t be no drag”

Bob Marley

“Summer night – even the stars are whispering to each other”

Kobayashi Issa

SPACE IS STILL AVAILABLE!

Attention all Apprentices, Journeypersons, and Early Retirees
If you are interested in learning the “ins and outs” of your Health and Benefit Plan
Make certain to reserve your space at either of the September 14th or September 28th
Gatherings in the Union Hall
Those meetings will begin at 6:00 P.M. on both those two Thursdays
Spouses are Welcome
To reserve your spot, call the Fund Office at: 219-940-6181.

NEED SOME SUMMER READING? CLICK THE NEWSLETTER TAB.

3rd CALENDAR QUARTER – SHORTAGE OF HOURS

PAYMENT REMINDER

Shortage of hours payments for Health and Benefit Fund coverage in the third calendar quarter of 2023 are due at the Benefit Fund office no later than 4:30 P.M. on Friday, June 30th. As always, the rules as it relates to participants with a HRA balance large enough to cover their full shortage of hours payment are in effect. (Hey, we got your back!)

For those that do not have sufficient enough HRA balances to cover the full shortage of hours payment, but wish to utilize some or all of their HRA benefit to offset a portion of your shortage of hours payment, make certain that:

  • You make that election within the Create portal at least fourteen days in advance of the aforementioned due date and,
  • Your balance payment arrives at the Fund Office well in advance of 4:30 P.M. on Friday, June 30th.

THE 2023 SUMMER NEWSLETTER IS OUT!

It contains some very important information that each MPP&T participant needs to know as well as the dates and times of September’s Health & Benefit Plan educational meetings.

To access that information, and the rest of the Summer 2023 newsletter, click on the newsletter tab of this site.

QUOTE OF THE MONTH OF JUNE 2023

“If you can’t tell what you desperately need, it’s probably sleep.”

Kevin Kelly

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Serving electrical professionals since 1964

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WE ARE AFFILIATED WITH THE FOLLOWING ENTITIES

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  • Electrical Training Center
  • National Electrical Contractors Association
  • International Brotherhood Electrical Worker