Okay, I want everyone to gather around, shorter folks in front, taller folks in the back. All settled? Now, by a show of hands – and I want everyone to be honest here – how many of you know:

That you must inform the Health and Welfare Fund right away with any changes in your participation with that Plan.


That you can see the details of any pre-certification you receive on your Create portal?

You can. Just click upon the word “precertification” found within the “Menu” section located on the upper left-hand side of the Create portal.


Whether you were naughty or nice in 2021, the Board of Trustees have you covered in 2022. Listed below are important improvements that you should be aware of:

Effective January 1, 2022, the annual family dental allowance for Active members will be increased by 50% to $3,000.00 per year.


You may wonder what the significance of the alpha-numeric title of this piece is or question why you should bother reading any further. Let us see if we can keep this interesting.

Mr. Sajak, ..... I think I will spin the wheel and buy a vowel.


Make voluntary contributions to your Money Purchase Plan and Trust account. For details, see Voluntary Contributions under the Annuity tab on the IBEW Local 697 Benefits website. To see your year-to-date contributions to this plan only, login to Vanguard, which can also be done from the same page.